BANCA COMERCIALA CARPATICA S.A.


BVB TICKER:  BCC

 Address:  SIBIU, jud.SIBIU, str.. Autogarii nr. 1

 Phone: +40 269233985

www.carpatica.ro

 Date: 24.07.2007 


About the company

Target segment of Banca Comerciala Carpatica SA is represented by: small and medium enterprises and individuals. The bank has agreements with: National Agency for Small and Medium Entreprises, World Bank, Eximbank, Black Sea Trade and Development Bank.

Banca Comerciala Carpatica has 1500 employers, 225 branches, some of them are in rural zones, 195 ATM and 29 ASV.

Banca Comerciala Carpatica SA belongs to Financial Group Carpatica which is formed by:

-  Banca Comerciala Carpatica , main element of group;

- Carpatica Invest, Investment intermediary;

- Carpatica Asig, Insurance company.

 

The bank products are:

- Monetary intermediation operations

-  Savings products

- Credits for individual and companies

 

The strategy purposes for 2007:

- Extending  the number of branches over 270

- To reach a market share of 1.2%


History

Banca Comerciala Carpatica was established in Sibiu in 15 July 1999.

2002 – EuroMarket Award, Bruxelles

2005 – The Most Admired Businessman, Sibiu

2007 – The Arch of Europe, Frankfurt

2007 – Award for Education , Sibiu

Major shareholders

Shareholder

Shares

Percent

CARABULEA ILIE

499,633,131

35.79%

OTHER SHAREHOLDERS

418,977,474

30.01%

ALBU AUREL

139,267,184

9.98%

TANASE CORNELIU

137,240,327

9.83%

OLIVO LUCIO

109,800,606

7.87%

OLIVO GIAN ANTONIO

91,120,280

6.53%

 

Total No. of Shares

1,396,039,002

Nominal Value

0.1000

Share Capital

139,603,900.20

 

Annual financial information (Key financials)

 

2006(RON)

2005(RON)

2004(RON)*

 Cash and balances with National Bank

 410,040,205.00

 179,719,656.00

 67,949,229.10

 Due from other banks

 239,943,863.00

 51,471,731.00

 55,577,193.00

 Loans and advances to costumers

 829,253,711.00

 554,998,971.00

 251,279,495.80

 Tangible assets

 91,365,999.00

 68,939,992.00

 28,058,617.70

 Intangible assets

 5,030,279.00

 1,901,079.00

 553,337.10

 Assets - Total

 1,637,309,546.00

 -

 441,809,370.60

 

 

 

 

 Due to other banks

 147,924,436.00

 129,948,284.00

 29,056,384.10

 Due to customers

 1,157,152,869.00

 573,724,771.00

 237,088,198.60

 Subscribed share capital

 116,035,091.00

 103,285,065.00

 91,560,267.80

 Liabilities & Shareholders' Equity - Total 

 1,637,309,546.00

 924,611,626.00

 441,809,370.60

 

 

 

 

 Receivable interest income

 119,365,938.00

 82,214,232.00

 59,573,088.90

 Payable interest expenses

 60,527,286.00

 35,906,591.00

 25,484,651.90

 

 

 

 

 Commission income

 50,573,386.00

 33,937,196.00

 21,849,467.70

 Commission expenses

 2,775,057.00

 1,586,115.00

 1,225,686.70

 

 

 

 

 Current result after tax

 19,286,030.00

 17,838,653.00

 13,245,004.10

 Extraordinary result after tax

 -

 0.00

 -

 

 

 

 

 Total revenues

 280,249,134.00

 165,760,358.00

 103,974,744.20

 Total expenses

 259,229,575.00

 145,826,151.00

 86,952,413.90

 

 

 

 

 Gross result

 21,019,559.00

 19,934,207.00

 17,022,330.30

 Net result

 19,286,030.00

 17,811,827.00

 13,245,004.10

 

 Result per share

 -

 -